Simple way to build your credit score.

Jerryfrankson

Administrator
Staff member
Jul 17, 2020
84
5
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For those trying to build their credit score, set-up automatic payments to pay off your full credit balance every month, so you never miss a payment.

I don't know why, but a lot of
people have been misinformed. A lot of people believe that you need to keep a balance on your credit card in order to build your credit, and I am here to tell you that is not the case. You can pay your credit card off in-full every month without paying any interest and still build your credit. If you want to start building your credit, a credit card with no annual fee is the best place to start.

You can buy stuff with the card that and this is very important) you would have already bought without the card, and then pay it off every month. This will allow you to build your credit at no cost to you. You will actually probably make a few bucks from credit card rewards. Credit cards aren't bad. You not using them correctly is bad.